What To Do After A Cycling Accident
Fortunately, cycling accidents involving motor vehicles are reasonably rare. Most cycling accidents involve the cyclist somehow losing control of the bike due to uneven terrain, obstacles or incidents with toe clips or steering. However, dangerous accidents can, and do happen. Here’s what to do if you are involved in a particularly bad accident.
Assess the Situation
Don’t try to get up at first. You may have a broken bone or damage to your spine. Trying to stand could injure you further. If you’re confident that you are not badly hurt, move yourself to safety. Before you do so however, make a mental note of the position where you fell, the position of your bike and also the vehical you collided with. This memory will be important evidence should you be making an insurance claim later on.
If you are hurt, get someone to call an ambulance. Do not refuse medical support unless you are certain you are not injured. Some incredibly serious injuries such as concussion and spinal damage are difficult to judge on your own so please trust the advice of paramedics and medical professionals.
Take Down Details
This is a crucial step to be carried out after every road accident.
Start by noting down the car registration of every vehicle involved in the accident. Ask for the driver’s license numbers along with name, address and phone number of every driver involved.
Immediately look for witnesses to the accident and take down their name, address and phone numbers also. Run through what they saw, this will help understand what happened better and also help them to remember later on.
If you have a phone with you, start taking pictures of the scene. A picture, as they say, is worth a thousand words. Take photos from as many different angles as possible.
Next, write down details of any injuries to you or anybody else.
When talking to other parties, be careful not to admit liability or incriminate yourself in any way. You only need to share your contact details etc.
Check Your Bike
If you are uninjured and are planning to ride away on your bike, it is worth checking for damage first. Pay particular attention to the wheels, bearings, brakes and handlebars. Turn the pedals to see if there is any damage to the cranks or drive chain.
If your bike is too damaged to ride away and you need to call a taxi, make sure you keep your receipt. You should be reimbursed for the cost when you file your insurance claim.